One of the most fun parts of college planning is college visits. Your child will undoubtedly become enamored with dorms, dining halls, and academic programs, but it’s crucial to step
If your student isn’t quite ready to commit to a full four-year degree overseas — or if they are already at a U.S. university but want a taste of the
Key Takeaways: RMD planning starts before RMDs arrive. The strongest planning window often comes after work slows down and before required withdrawals, Social Security, pensions, and Medicare thresholds limit income
Key Takeaways: Tax diversification gives you more flexibility by creating multiple ways to generate retirement income. Where you save matters because the same retirement balance can create very different tax
Grandparents often look for ways to leave a lasting legacy. While toys and clothes are quickly outgrown, the gift of a debt-free education lasts a lifetime. For Ohio residents, the
The deadlines to sign up for the ACT and SAT over the summer and into the fall are approaching, and, as a college financial planning professional, I see families overestimate
Key Takeaways: Federal student loan rates are rising for 2026–2027, making borrowing decisions more important than ever. A new 1% autopay discount can help reduce costs for eligible borrowers. New
Key Takeaways: Parent PLUS borrowers have a limited window to protect their future borrowing and repayment options. Taking action before July 1, 2026, may help families preserve access to more
Key Takeaways: College visits help students evaluate academic fit, campus culture, and overall college experience. A thoughtful campus tour goes beyond the highlights to uncover what daily life is really
Key Takeaways: Plan the tax cost first. Moving pre-tax dollars into a Roth account can be useful, but the benefit depends on knowing how the conversion will affect your return
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Capstone Wealth Partners is a fee-only independent Registered Investment Advisor in Columbus, Ohio. We are financial planners for college-bound families.
The Capstone Blog offers up our best ideas on how to save and pay for college, all while staying on track for a confident retirement.
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