Key Takeaways Yes, you can use IRA money for college. Qualified higher education expenses can qualify for an exception to the 10% early-withdrawal tax that normally applies before age 59½,
The Scholarship Numbers Game: Fewer than 2% of high school athletes receive an athletic scholarship, and only ~1% get a full ride. Relying solely on athletic aid is a risky
The College Transparency Act could give families better college cost and outcome data. The bipartisan proposal would make it easier to compare tuition, financial aid, graduation rates, student debt, and
Protect Your Retirement First: Always prioritize your emergency fund and retirement savings before college funding—while your student can borrow for college through federal loans, you cannot borrow for retirement Unlock
Since I’m a certified college financial consultant, I usually talk with families about how to finance and fund their child’s higher education aspirations. But before your family can hand over
If your student isn’t quite ready to commit to a full four-year degree overseas — or if they are already at a U.S. university but want a taste of the
Grandparents often look for ways to leave a lasting legacy. While toys and clothes are quickly outgrown, the gift of a debt-free education lasts a lifetime. For Ohio residents, the
The deadlines to sign up for the ACT and SAT over the summer and into the fall are approaching, and, as a college financial planning professional, I see families overestimate
Key Takeaways: Federal student loan rates are rising for 2026–2027, making borrowing decisions more important than ever. A new 1% autopay discount can help reduce costs for eligible borrowers. New
Key Takeaways: Parent PLUS borrowers have a limited window to protect their future borrowing and repayment options. Taking action before July 1, 2026, may help families preserve access to more
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Capstone Wealth Partners is a fee-only independent Registered Investment Advisor in Columbus, Ohio. We are financial planners for college-bound families.
The Capstone Blog offers up our best ideas on how to save and pay for college, all while staying on track for a confident retirement.
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