Capstone Wealth Partners

Why More Families Are Turning to Independent Educational Consultants

Reading time: 3 mins

Today, I’m featuring a guest post from Amber Gilsdorf, Director of College Planning at Estrela Consulting, LLC, a multi-consultant college planning firm based in Ohio. Amber supports and mentors all consultants on the team, plans and organizes all curriculum, and manages her own client load of students as they navigate the college search and selection process. She is also a former school-based counselor.
Thanks, Amber!

Navigating the journey to college—or finding the right school at any level—can feel overwhelming. The stakes are high, the options are vast, and the path forward is often unclear. That’s why an increasing number of families are turning to Independent Educational Consultants (IECs)—professionals who offer personalized guidance to help students find schools where they can truly flourish—academically, socially, emotionally, and financially.

What Is an Independent Educational Consultant?

An IEC is a trained expert who works closely with students and families to support them through the entire school or college planning and application process. But more than that, IECs seek to understand each student’s unique strengths, interests, challenges, and goals—helping them discover educational environments that will foster both achievement and well-being.

Working in Partnership with School Counselors

School-based counselors are dedicated, caring professionals who play a central role in students’ academic and personal development. In many schools, their commitment and care make an enormous difference in students’ lives.

However, the sheer volume of responsibilities and limited time can make it difficult to provide deeply individualized guidance on every student’s post-secondary journey. IECs do not replace school counselors—they complement them by offering additional time, resources, and support, especially for families seeking help outside of school hours or exploring specialized paths.

Who Uses Independent Educational Consultants?

It’s a common misconception that IECs are only for the wealthy. In fact, most families working with IECs are middle-income professionals, many with household incomes between $75,000 and $100,000, and whose children attend public schools. Many IECs offer flexible, hourly pricing to make services more accessible (as per annual survey conducted by IECA).

The value of an IEC isn’t in prestige or exclusivity—it’s in personalized, thoughtful guidance.

Do IECs Only Work with Straight-A Students?

Not at all. IECs support students of all academic backgrounds and aspirations—from Ivy League hopefuls to students exploring gap years, community college, special needs programs, or therapeutic placements. The goal is always the same: to find the environment where each student can grow and succeed.

Is This Really Worth It?

When the stakes are high, even modest investments in expert guidance can save families both money and heartache down the road. A well-matched school can lead to a more fulfilling experience—and a stronger likelihood that the student will stay, graduate, and thrive.

While a few high-profile consultants charge exorbitant fees, most IECs offer packages or hourly rates that are comparable to services like tutoring or therapy. 

How do I know whether an IEC is “good” or not?

One of the easiest ways to ensure that the IEC you’re considering is to ask about their work experience and membership in professional associations. Specifically, ensure that the IEC is a member of IECA (Independent Educational Consultants Association). Members commit to the highest professional and ethical standards. To become a Professional Member, consultants must:

  • Hold a master’s degree (or equivalent)
  • Have at least three years of admissions counseling experience
  • Demonstrate work with many students
  • Visit at least 50 campuses over every 5 year period
  • Pledge annually to uphold strict ethical practices (for example, IECA members do not accept compensation, fees, commissions or remunerations from educational institutions for placing students)

While no IEC can guarantee admissions, IECA members serve as advocates for students—not admissions strategists or application “packagers.” Their focus is on fit, honesty, and student well-being above all.

Final Thoughts

In an educational landscape filled with uncertainty and complexity, IECs provide clarity, support, and peace of mind. They are allies in the journey, not gatekeepers. By helping students find their right fit, IECs can make the difference between a stressful, scattershot process and one that is thoughtful, empowering, and ultimately rewarding.

For families investing time, energy, and money into education, working with an IEC can be one of the most valuable decisions they make.*

*Data sourced from IECA website articles: 
What Is an Independent Educational Consultant?http://bit.ly/4lhKNaM 
How to Choose the Right Independent Educational Consultant http://bit.ly/4kJ9H33

About the Author

Picture of Joe Messinger, CFP®

Joe Messinger, CFP®

Joe Messinger, CFP®, ChFC, CLU, CCFC is on a mission to end the student loan crisis one family at a time. He created the innovative College Pre-Approval™ system and has trained thousands of advisors across the country on how to seamlessly guide families through the college-funding maze with confidence and ease.

Messinger is a Co-Founder of College Aid Pro™, the award winning FinTech solution that takes the hassle out of late-stage college planning. A proud graduate of Penn State University, he is also Partner and Director of College Planning at Capstone Wealth Partners, a fee-only RIA.

Joe serves as a member of the Advisory Board for the American Institute of Certified College Financial Consultants (AICCFC) and the NAPFA Foundation College Affordability Project.

He is known as an industry thought leader in the area of college financial planning. He regularly speaks at industry conferences for the Financial Planning Association (FPA), National Association of Personal Financial Advisors (NAPFA), and the XY Planning Network (XYPN). His work has been featured in The Journal for Financial Planning, Financial Advisor Magazine, US News, and Bloomberg to name a few.

Unnamed.png
Get the Free College Money Report
customized for you – and know before you go!

No spam, guaranteed.
Please read our Privacy Policy.

ABOUT OUR BLOG:

Capstone Wealth Partners is a fee-only independent Registered Investment Advisor in Columbus, Ohio. We are financial planners for college-bound families.

The Capstone Blog offers up our best ideas on how to save and pay for college, all while staying on track for a confident retirement.

FILTER BY CATEGORY:

Follow Us:

Register For Our FREE Smart Money Moves Webinar on 6/24!