Many college graduates are trying to pay off their student loans AND save for retirement. They are failing. Retirement is being put on hold while they focus on simply making
Politicians (better than anyone) know how to tailor their message to their potential voters. One hot topic is the possibility of free college. The state of New York announced their
When applying for financial aid, students and their parents submit a Free Application for Federal Student Aid (FAFSA) each year. In any given year, some filings are selected for FAFSA
As readers of our Capstone Wealth Partners blog, you know our mission — to end the student loan crisis one family at a time. We are continuously sharing information about
We came across an article the other day about gaming college rankings. This interesting piece digs deep into the story of Northeastern University. They made a conscious decision in the
So, do you wish you lived in New York? If you aren’t a resident of NY, you might consider it now that the state of New York has become the first to offer free tuition to in-state students attending public college in their home state. What are the particulars? How are they making this happen?
Higher income families that attend the high school financial aid night often walk away with nothing but frustration and feeling like it was a waste of time. The reality is that high-income earners and many business owners will probably not be eligible for financial aid when their child is ready for college. Here is the good news, once you know that you are not going to receive need-based aid you can shift your focus to other strategies to cut your college cost.
Capstone is honored this week to be presenting a guest blog from our friend Wendy Nelson author of the website MyKidsCollegeChoice.com. In this post, she tells her story of how she developed a list of full-ride scholarship universities as a result of her family’s personal college search, and how she has shared what she learned with parents everywhere.
Before the existence of 529 plans, there was the UTMA, Uniform Transfers to Minors Act. Parents and grandparents could create UTMA accounts in their child’s name, put money in them, and not only save for college (or something else) but also avoid paying the higher tax percentages of the parent. A perfect tax shelter…your children! In the 80’s, the government got wise and passed “kiddie tax” laws to remove this shelter loophole. As a result, UTMA accounts have tax implications you need to consider when choosing this savings product.
Since this piece was written in January 2016, the FAFSA filing deadlines have changed. For the first time, the FAFSA will go live October 1, 2016. Visit our new blog about this change by clicking here. Skip to the 2nd paragraph of this article for some important FAFSA tips to keep in mind!
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Capstone Wealth Partners is a fee-only independent Registered Investment Advisor in Columbus, Ohio. We are financial planners for college-bound families.
The Capstone Blog offers up our best ideas on how to save and pay for college, all while staying on track for a confident retirement.
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