What We Do
Design. Build. Protect.
The three simple words at the heart of everything we do.
Design
Explore, understand, and clarify your life and financial goals.
Build
Put all the wheels of your holistic financial plan in motion through extensive research and planning strategies.
Protect
Stay on track through continual analysis, advice, and education.
Your Annual Partnership Calendar
Once your initial strategy is put in place, a Capstone advisor will work year-round to ensure your entire financial house is in order and your investment portfolio is finely tuned through active monitoring, rebalancing, and optimization when necessary.
“The infographic below outlines key moments from your first year as a client. It illustrates how an advisor will apply the Design | Build | Protect management approach, uniquely tailored to each client.
- Click to Expand
Our Plans and Pricing
Capstone Planning
Your strategy begins with you.
Financial planning is not a one time event. It is constantly evolving. Embark on a personal discovery process alongside your advisor to identify elements of your life that will shape your financial strategy. Your advisor will design and build a custom plan with clear objectives and attainable action items. A retainer-style relationship that includes regular check-ins to help protect your plan and allow you to measure progress toward your goals and adjust as needed.
1
You Gain a Partner
Get comfortable sharing your values and goals with a fiduciary advisor who puts you at the center of your strategy.
2
You Feel Empowered
Put all the wheels of your holistic financial plan in motion through extensive research and planning strategies.
3
You Achieve Clarity
Planning and coordination in all areas – retirement, education, insurance, tax and estate. Coordination with your accountant & attorney as needed.
4
You Stay On Track
Regular six-month progress meetings to review your situation, adjust your plan and provide accountability with on demand meetings throughout the year as needed.
Starting at: Families $300/mo • Couples $250/mo • Single $200/mo
(Fees may be higher based on complexity. This fee is waived at certain managed Investment Management portfolio levels.)
Investment Management
Pursuing Better Outcomes
An institutional-style investment approach for personal investors based on academic research and investment committee oversight from Focus Partners. Includes implementation with low cost mutual funds, exchange traded funds (ETF’s) and separately managed accounts (SMA’s).
1
Investing With Purpose
Your dedicated advisor will approach your investment experience with care, tirelessly working to improve your outcomes at every stage of your financial journey through our diversifying methodology.
2
Expert Collaboration
Focus Partners’ Investment Policy and Planning Committees collaborate to inform your investment approach, resulting in a strategy that combines strong convictions with a passion for progress.
3
Your Interests, Our Focus
Your team of dedicated professionals continuously explores and assesses changes in investments, tax code, markets, and planning strategies, always prioritizing your interests.
College Pre-Approval
Get Your College Financial Roadmap
A 90-minute consultation with Joe Messigner, CFP® and Certified College Financial Consultant (CCFC), and a personalized College Money Report with a side-by-side comparison to illustrate what you’ll owe at your top ten desired colleges and the financial aid available. Learn more by visiting CollegePreApproval.com and to get started.
Ready to get started? Follow these three easy steps:
STEP 1
Discuss your planning needs and give us both a chance to make sure your situation matches our expertise.
STEP 2
Use the Capstone Planning Fee Calculator
Use the calculator below to get an estimate of your monthly and annual fee.
STEP 3
Start Designing Your Plan
Design and build a plan that aligns with your goals and values with your dedicated Capstone Planner.
How Capstone Planning Works
Simple flat monthly membership fee based on your unique needs.
At Capstone, we believe in transparent, trusted financial advice for one low monthly fee.
• No up front fee
• No commissions, no kickbacks.
• No high pressure sales, just good honest fiduciary advice
• No asset minimum or requirement to move your investments
Capstone Planning Fee Calculator
Get Started
Schedule a call to see if our services are right for you.