It all started with our struggles to find and provide good financial advice at large national firms – especially in the area of college planning.
It always seemed to be about selling the next product to a client. After months of soul searching, we decided to strike out on our own in 2009 and form an independent fee-only practice.
Ever since day one, we have continued to adapt our service model to the changing needs of our primary client: the college-bound family.
We chose the name “Capstone” to reflect our firm’s focus on college planning (“capstone” refers to a student’s final course of subject mastery in a higher education setting). We included “Partners” in the name to signify our intent with client relationships – that is, a real partnership built on trust and not just a one-time sales transaction.
Joe is a leading authority on late-stage college funding. He frequently speaks to organizations and parent groups such as BMI Credit Union, Westerville City Schools, At the Core, CollegeWire, and I Know I Can, among others. He is also a highly regarded thought leader in the financial planning community. He is frequently asked to speak at industry conferences about his College Pre-Approval™ process providing continuing education for CPAs and CFPs™ through the FPA, XYPN, and OSCPA, and has been published in the Journal of Financial Planning.
While clients have our entire team available to them, Ryan leads most of our new client relationships, helping design their financial plan, create custom investment strategies, and implement action items on their behalf.