In today's world, the existence of student loans is more common than ever. With 43 million borrowers, the chances are good that most college graduates will have some amount of loan debt. We are finding that student loan debt is preventing people from other life choices like buying a home,... read more →
Apr
08
So much depends on your credit score. Credit scores are used by lenders like banks, credit card companies, mortgage lenders, and credit unions. In addition to those, credit scores are checked by landlords, cell phone companies, insurance companies, and utilities. All these companies are trying to determine if you are... read more →
Apr
01
Updated April 2022. For recent college graduates, investing can seem like an impossible (and massively complex) undertaking. The majority of recent grads are just happy to have a job that makes enough to buy food, pay for the rent and for their car, and the occasional trip out with friends.... read more →
Mar
18
We've been seeing a dangerous trend. Students entering college are completely ignoring their impending student loan debt. They believe the proposals of several presidential candidates in past elections will actually become fact--that their student loan debt will magically go away. Realistically, we're skeptical this will happen. Student Loan Hero recently... read more →
Mar
11
The title of this blog post may seem to go against everything we share at Capstone Wealth Partners. We always talk about the importance of choosing a college you (and your student) can afford. Occasionally, however, we come across a case where a family really should (or really wants to)... read more →
Mar
04
Updated March 2022. If you have seen Capstone Wealth Partners present at high schools, or through At The Core, we often kick off the presentation with two key questions: 1. How many of you are concerned about your child getting into their dream school? 2. If they get in, how... read more →
Jan
28
Updated January 2022. We hear the question all the time: “Where can I find scholarships for my child?” Typically, when clients ask this, we will direct them to a few sources like their guidance counselor, online searches (like Fastweb.com, scholarships.com, Scholarship America, bigfuture.collegeboard.org, Cappex.com), or various local foundations. While private... read more →
Jan
14
Updated January 2021. Did you have an allowance when you were a kid? Maybe some change or a few dollars if you did your chores? Were you the kid who spent your allowance right away or did you save all your pennies toward some big goal? Some of those habits... read more →
Dec
03
Wealthy. Financially successful. Most people don't walk around saying: I'm so wealthy! -- unless you're a Kardashian or something. For the most part, the average investor doesn't perceive themselves as being wealthy. But how are those words defined when we are talking about paying for college and financial aid? You may... read more →